Navigating the complexities of banking involves juggling customer relations, regulatory compliance, and portfolio management. This challenge id further amplified for those who are new to the industry or new to their positions. As. result, the learning curve in banking is very high.
When I started, I wished for a place that could help me understand what I needed to know as a banker. I wanted a resource that went beyond just academics and showed how things work in the real world. This site is meant to be that resource.
Picture this: I am at my first loan committee meeting (the place where banks decide which loans to approve or deny), and I have no clue what anyone is talking about. Other people in the meeting are rattling of trends, ratios, analysis and stories. The best I can do is simply fake a smile, nod occasionally...
CONTINUE READINGNo other ratio get's as much attention as the Debt Service Coverage Ratio (DSCR). Get actionable results with our DSCR Cheat Sheet.